Financial
Keys

Finding the Value of Money in Your Life: Goal Setting 101
THE PLAN:
Find your Net Worth
Assets: Items you own that can be converted to cash

Asset	Amount ($)
Bank Accounts	$_______________
Bank Accounts	$_______________
Bank Accounts	$_______________
Cash	$_______________
Bonds/Treasury Bills	$_______________
Investments	$_______________
Investments	$_______________
Investments	$_______________
Investments	$_______________
Retirement Savings	$_______________
Life Insurance	$_______________
Real Estate	$_______________
Vehicles	$_______________
Recreation vehicles	$_______________
Furniture	$_______________
Other:____________	$_______________
Other:____________	$_______________
Other:____________	$_______________
TOTAL(add assets):	$________________ (line A)

Liabilities/Overhead:financial obligations and debts
Creditor:________Amount owing:$_______Monthly payments$________
Creditor:________Amount owing:$_______Monthly payments$________
Creditor:________Amount owing:$_______Monthly payments$________
Creditor:________Amount owing:$_______Monthly payments$________
Creditor:________Amount owing:$_______Monthly payments$________
Creditor:________Amount owing:$_______Monthly payments$________
Creditor:________Amount owing:$_______Monthly payments$________
Creditor:________Amount owing:$_______Monthly payments$________
Creditor:________Amount owing:$_______Monthly payments$________
Creditor:________Amount owing:$_______Monthly payments$________
Creditor:________Amount owing:$_______Monthly payments$________
Creditor:________Amount owing:$_______Monthly payments$________
Creditor:________Amount owing:$_______Monthly payments$________
Creditor:________Amount owing:$_______Monthly payments$________

TOTAL Amount Owings (add Amount owings) $_______________(line B)
Total Monthly Payments (add monthly payments)$____________(line C)

CALCULATE NET WORTH:
Subtract Total liabilities (line B) from Total Assets (line A) $_____________________(line A) - $_____________________ (line B) = $___________________________ (your net worth)

NOTE: If your net worth is positive you own more than you owe (this is good)
If your net worth is negative you owe more than you own (you need to work on this)

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